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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $531,471 | $209,425+153.8% | $178,499+197.7% | $158,966+234.3% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 20.22% | 188.80%-168.6pp | 151.10%-130.9pp | 302.95%-282.7pp |
| Employer contribution / active EE | $8,812 | $5,707+54.4% | $5,011+75.8% | $4,762+85.0% |
| Participant deferral / active EE | $5,437 | $5,955-8.7% | $5,202+4.5% | $5,983-9.1% |
| Admin fee / account holder | $3,703 | $17,078-78.3% | $13,986-73.5% | $11,250-67.1% |