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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,180 | $71,873-7.9% | $86,698-23.7% | $68,490-3.4% |
| Participation rate | 54.0% | 72.2%-18.3pp | 76.6%-22.6pp | 67.9%-13.9pp |
| Annual return | -16.51% | 3.54%-20.0pp | 35.96%-52.5pp | -7.85%-8.7pp |
| Employer contribution / active EE | $1,408 | $2,173-35.2% | $2,837-50.4% | $2,597-45.8% |
| Participant deferral / active EE | $2,976 | $3,779-21.3% | $4,656-36.1% | $4,028-26.1% |
| Admin fee / account holder | $10,901 | $6,110+78.4% | $7,492+45.5% | $5,403+101.8% |