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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,222 | $78,423-25.8% | $95,964-39.3% | $79,856-27.1% |
| Participation rate | 65.8% | 73.5%-7.7pp | 77.1%-11.3pp | 69.6%-3.9pp |
| Annual return | 12.14% | 19.37%-7.2pp | 91.64%-79.5pp | 31.71%-19.6pp |
| Employer contribution / active EE | $1,340 | $1,945-31.1% | $2,541-47.3% | $2,471-45.8% |
| Participant deferral / active EE | $2,461 | $3,440-28.5% | $4,167-40.9% | $3,741-34.2% |
| Admin fee / account holder | $19,012 | $5,622+238.2% | $6,797+179.7% | $5,306+258.3% |