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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $274,446 | $124,213+120.9% | $118,106+132.4% | $154,746+77.4% |
| Participation rate | 100.0% | 83.6%+16.4pp | 81.9%+18.1pp | 80.7%+19.3pp |
| Annual return | 14.88% | 18.29%-3.4pp | 19.44%-4.6pp | 172.34%-157.5pp |
| Employer contribution / active EE | $2,966 | $4,905-39.5% | $4,698-36.9% | $4,379-32.3% |
| Participant deferral / active EE | $3,424 | $6,859-50.1% | $6,619-48.3% | $6,730-49.1% |
| Admin fee / account holder | $6,573 | $9,627-31.7% | $8,973-26.8% | $14,365-54.2% |