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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,636 | $94,749+67.4% | $112,899+40.5% | $139,466+13.7% |
| Participation rate | 83.3% | 81.3%+2.1pp | 80.5%+2.8pp | 80.3%+3.0pp |
| Annual return | 14.99% | 40.92%-25.9pp | 34.11%-19.1pp | 373.66%-358.7pp |
| Employer contribution / active EE | $2,520 | $4,630-45.6% | $4,566-44.8% | $4,754-47.0% |
| Participant deferral / active EE | $3,052 | $6,517-53.2% | $6,516-53.2% | $6,712-54.5% |
| Admin fee / account holder | $3,990 | $8,530-53.2% | $7,047-43.4% | $11,409-65.0% |