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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,487 | $97,751+82.6% | $103,447+72.5% | $145,877+22.4% |
| Participation rate | 83.3% | 81.1%+2.2pp | 80.5%+2.8pp | 80.3%+3.0pp |
| Annual return | 11.91% | 25.43%-13.5pp | 23.92%-12.0pp | 551.28%-539.4pp |
| Employer contribution / active EE | $2,416 | $4,684-48.4% | $4,678-48.3% | $4,663-48.2% |
| Participant deferral / active EE | $2,978 | $6,603-54.9% | $6,624-55.0% | $6,691-55.5% |
| Admin fee / account holder | $4,658 | $12,515-62.8% | $9,415-50.5% | $13,402-65.2% |