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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,487 | $97,078+83.9% | $103,065+73.2% | $145,897+22.3% |
| Participation rate | 83.3% | 81.1%+2.2pp | 80.6%+2.8pp | 80.3%+3.0pp |
| Annual return | 11.91% | 25.49%-13.6pp | 23.95%-12.0pp | 552.29%-540.4pp |
| Employer contribution / active EE | $2,416 | $4,680-48.4% | $4,675-48.3% | $4,663-48.2% |
| Participant deferral / active EE | $2,978 | $6,601-54.9% | $6,625-55.1% | $6,689-55.5% |
| Admin fee / account holder | $4,658 | $12,505-62.8% | $9,349-50.2% | $13,390-65.2% |