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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,223 | $199,109-65.2% | $173,730-60.2% | $154,746-55.3% |
| Participation rate | 95.0% | 82.8%+12.2pp | 79.6%+15.4pp | 80.7%+14.3pp |
| Annual return | -1.43% | 20.02%-21.5pp | 19.96%-21.4pp | 172.34%-173.8pp |
| Employer contribution / active EE | $7,279 | $5,311+37.1% | $4,577+59.0% | $4,379+66.2% |
| Participant deferral / active EE | $6,900 | $7,113-3.0% | $6,326+9.1% | $6,730+2.5% |
| Admin fee / account holder | $6,956 | $20,916-66.7% | $17,523-60.3% | $14,365-51.6% |