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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,307 | $56,544-64.1% | $75,501-73.1% | $70,126-71.0% |
| Participation rate | 96.6% | 68.1%+28.4pp | 72.4%+24.2pp | 69.5%+27.0pp |
| Annual return | 3.11% | 23.59%-20.5pp | 27.35%-24.2pp | 73.15%-70.0pp |
| Employer contribution / active EE | $4,053 | $1,817+123.1% | $2,352+72.3% | $2,343+73.0% |
| Participant deferral / active EE | $3,354 | $2,580+30.0% | $3,142+6.8% | $3,332+0.7% |
| Admin fee / account holder | $84,401 | $3,827+2105.6% | $5,801+1355.1% | $4,645+1716.8% |