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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,868 | $72,404-73.9% | $110,243-82.9% | $64,173-70.6% |
| Participation rate | 89.7% | 73.3%+16.3pp | 79.8%+9.8pp | 69.6%+20.1pp |
| Annual return | -14.82% | -6.29%-8.5pp | 314.76%-329.6pp | 7.63%-22.5pp |
| Employer contribution / active EE | $4,227 | $2,282+85.2% | $3,827+10.4% | $2,381+77.5% |
| Participant deferral / active EE | $3,401 | $3,469-2.0% | $4,672-27.2% | $3,470-2.0% |
| Admin fee / account holder | $3,543 | $5,664-37.5% | $8,548-58.6% | $4,887-27.5% |