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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,223 | $178,174-61.1% | $156,181-55.7% | $137,256-49.6% |
| Participation rate | 95.0% | 82.0%+13.0pp | 78.8%+16.2pp | 80.0%+15.0pp |
| Annual return | -1.43% | 84.19%-85.6pp | 64.87%-66.3pp | 220.34%-221.8pp |
| Employer contribution / active EE | $7,279 | $4,972+46.4% | $4,294+69.5% | $4,156+75.1% |
| Participant deferral / active EE | $6,900 | $6,888+0.2% | $6,132+12.5% | $6,407+7.7% |
| Admin fee / account holder | $6,956 | $17,404-60.0% | $14,586-52.3% | $12,270-43.3% |