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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,439 | $150,346-74.4% | $120,524-68.1% | $145,877-73.7% |
| Participation rate | 100.0% | 78.8%+21.2pp | 71.9%+28.1pp | 80.3%+19.7pp |
| Annual return | 11.34% | 154.40%-143.1pp | 107.36%-96.0pp | 551.28%-539.9pp |
| Employer contribution / active EE | $0 | $4,353-100.0% | $3,469-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $13,788 | $6,172+123.4% | $4,994+176.1% | $6,691+106.1% |
| Admin fee / account holder | $6,934 | $12,215-43.2% | $9,440-26.5% | $13,402-48.3% |