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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $324,254 | $185,312+75.0% | $161,489+100.8% | $154,746+109.5% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 12.23% | 103.84%-91.6pp | 89.72%-77.5pp | 172.34%-160.1pp |
| Employer contribution / active EE | $358 | $4,769-92.5% | $4,268-91.6% | $4,379-91.8% |
| Participant deferral / active EE | $4,437 | $6,350-30.1% | $5,630-21.2% | $6,730-34.1% |
| Admin fee / account holder | $18,188 | $18,654-2.5% | $16,006+13.6% | $14,365+26.6% |