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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $277,136 | $175,231+58.2% | $149,696+85.1% | $139,466+98.7% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 13.39% | 166.77%-153.4pp | 134.46%-121.1pp | 373.66%-360.3pp |
| Employer contribution / active EE | $5,485 | $5,478+0.1% | $4,821+13.8% | $4,754+15.4% |
| Participant deferral / active EE | $6,289 | $6,521-3.6% | $5,682+10.7% | $6,712-6.3% |
| Admin fee / account holder | $14,798 | $16,155-8.4% | $13,212+12.0% | $11,409+29.7% |