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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,633 | $89,364+11.5% | $141,177-29.4% | $72,983+36.5% |
| Participation rate | 96.0% | 75.1%+20.9pp | 82.5%+13.5pp | 69.5%+26.5pp |
| Annual return | 21.25% | 111.86%-90.6pp | 71.40%-50.1pp | 81.01%-59.8pp |
| Employer contribution / active EE | $978 | $3,115-68.6% | $4,736-79.4% | $2,440-59.9% |
| Participant deferral / active EE | $7,174 | $5,419+32.4% | $6,710+6.9% | $3,608+98.9% |
| Admin fee / account holder | $3,528 | $5,959-40.8% | $10,263-65.6% | $5,124-31.1% |