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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,495 | $85,766-10.8% | $136,298-43.9% | $70,126+9.1% |
| Participation rate | 88.9% | 74.2%+14.7pp | 81.9%+7.0pp | 69.5%+19.3pp |
| Annual return | 20.67% | 31.46%-10.8pp | 5156.27%-5135.6pp | 73.15%-52.5pp |
| Employer contribution / active EE | $925 | $2,966-68.8% | $4,696-80.3% | $2,343-60.5% |
| Participant deferral / active EE | $7,297 | $5,051+44.5% | $6,247+16.8% | $3,332+119.0% |
| Admin fee / account holder | $2,478 | $5,421-54.3% | $9,244-73.2% | $4,645-46.7% |