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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $349,083 | $71,873+385.7% | $86,698+302.6% | $68,490+409.7% |
| Participation rate | 100.0% | 72.2%+27.8pp | 76.6%+23.4pp | 67.9%+32.1pp |
| Annual return | -17.26% | 3.54%-20.8pp | 35.96%-53.2pp | -7.85%-9.4pp |
| Employer contribution / active EE | $14,245 | $2,173+555.5% | $2,837+402.2% | $2,597+448.6% |
| Participant deferral / active EE | $5,734 | $3,779+51.7% | $4,656+23.2% | $4,028+42.4% |
| Admin fee / account holder | $88,566 | $6,110+1349.4% | $7,492+1082.1% | $5,403+1539.2% |