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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $435,340 | $78,423+455.1% | $95,964+353.7% | $79,856+445.2% |
| Participation rate | 100.0% | 73.5%+26.5pp | 77.1%+22.9pp | 69.6%+30.4pp |
| Annual return | 16.94% | 19.37%-2.4pp | 91.64%-74.7pp | 31.71%-14.8pp |
| Employer contribution / active EE | $15,555 | $1,945+699.6% | $2,541+512.1% | $2,471+529.5% |
| Participant deferral / active EE | $5,430 | $3,440+57.8% | $4,167+30.3% | $3,741+45.2% |
| Admin fee / account holder | $3,264 | $5,622-41.9% | $6,797-52.0% | $5,306-38.5% |