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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $263,074 | $62,583+320.4% | $76,767+242.7% | $64,173+309.9% |
| Participation rate | 100.0% | 72.8%+27.2pp | 77.0%+23.0pp | 69.6%+30.4pp |
| Annual return | -2.99% | -1.95%-1.0pp | 2.43%-5.4pp | 7.63%-10.6pp |
| Employer contribution / active EE | $13,004 | $1,832+609.8% | $2,485+423.3% | $2,381+446.2% |
| Participant deferral / active EE | $4,637 | $3,145+47.5% | $3,852+20.4% | $3,470+33.7% |
| Admin fee / account holder | $1,935 | $4,667-58.5% | $6,675-71.0% | $4,887-60.4% |