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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,844 | $89,259+18.6% | $107,187-1.3% | $82,637+28.1% |
| Participation rate | 69.6% | 67.9%+1.7pp | 75.0%-5.4pp | 68.1%+1.6pp |
| Annual return | 19.04% | 21.02%-2.0pp | 204.55%-185.5pp | 53.51%-34.5pp |
| Employer contribution / active EE | $2,384 | $3,080-22.6% | $3,782-37.0% | $2,552-6.6% |
| Participant deferral / active EE | $4,777 | $4,037+18.3% | $5,096-6.3% | $4,126+15.8% |
| Admin fee / account holder | $1,514 | $7,381-79.5% | $9,162-83.5% | $7,339-79.4% |