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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,868 | $63,346+29.2% | $92,240-11.2% | $70,126+16.7% |
| Participation rate | 51.6% | 68.7%-17.1pp | 76.5%-24.9pp | 69.5%-18.0pp |
| Annual return | 17.36% | 530.19%-512.8pp | 176.29%-158.9pp | 73.15%-55.8pp |
| Employer contribution / active EE | $1,199 | $2,471-51.5% | $3,680-67.4% | $2,343-48.8% |
| Participant deferral / active EE | $2,508 | $2,854-12.1% | $3,897-35.6% | $3,332-24.7% |
| Admin fee / account holder | $2,050 | $3,841-46.6% | $5,194-60.5% | $4,645-55.9% |