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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,425 | $168,635-37.5% | $147,617-28.6% | $125,389-15.9% |
| Participation rate | 60.0% | 88.8%-28.8pp | 84.6%-24.6pp | 83.2%-23.2pp |
| Annual return | -1.23% | 77.65%-78.9pp | 61.98%-63.2pp | 282.24%-283.5pp |
| Employer contribution / active EE | $2,905 | $6,252-53.5% | $5,564-47.8% | $4,866-40.3% |
| Participant deferral / active EE | $6,894 | $5,507+25.2% | $4,895+40.8% | $5,352+28.8% |
| Admin fee / account holder | $68,666 | $13,580+405.6% | $11,612+491.4% | $9,541+619.7% |