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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,709 | $180,462-12.1% | $154,111+3.0% | $135,379+17.2% |
| Participation rate | 40.0% | 87.4%-47.4pp | 83.0%-43.0pp | 82.6%-42.6pp |
| Annual return | -5.94% | 888.17%-894.1pp | 735.18%-741.1pp | 519.79%-525.7pp |
| Employer contribution / active EE | $2,182 | $6,036-63.9% | $5,298-58.8% | $4,779-54.3% |
| Participant deferral / active EE | $5,695 | $5,806-1.9% | $5,081+12.1% | $5,609+1.5% |
| Admin fee / account holder | $4,570 | $16,145-71.7% | $13,411-65.9% | $10,828-57.8% |