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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $842,544 | $102,663+720.7% | $86,216+877.2% | $139,466+504.1% |
| Participation rate | 100.0% | 74.5%+25.5pp | 69.0%+31.0pp | 80.3%+19.7pp |
| Annual return | -7.51% | 1924.52%-1932.0pp | 1169.42%-1176.9pp | 373.66%-381.2pp |
| Employer contribution / active EE | $6,486 | $3,035+113.7% | $2,382+172.4% | $4,754+36.4% |
| Participant deferral / active EE | $17,847 | $4,677+281.5% | $3,986+347.7% | $6,712+165.9% |
| Admin fee / account holder | $30,615 | $8,663+253.4% | $6,853+346.7% | $11,409+168.4% |