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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $821,920 | $142,392+477.2% | $119,622+587.1% | $134,532+510.9% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.3%+20.7pp | 81.2%+18.8pp |
| Annual return | 8.12% | -12.46%+20.6pp | -14.98%+23.1pp | 418.27%-410.1pp |
| Employer contribution / active EE | $22,338 | $5,224+327.6% | $4,232+427.8% | $4,741+371.2% |
| Participant deferral / active EE | $16,310 | $6,467+152.2% | $5,601+191.2% | $6,401+154.8% |
| Admin fee / account holder | $3,991 | $13,593-70.6% | $10,328-61.4% | $11,429-65.1% |