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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $316,192 | $84,236+275.4% | $170,435+85.5% | $70,126+350.9% |
| Participation rate | 100.0% | 70.8%+29.2pp | 83.6%+16.4pp | 69.5%+30.5pp |
| Annual return | 14.82% | 23.06%-8.2pp | 205.94%-191.1pp | 73.15%-58.3pp |
| Employer contribution / active EE | $10,270 | $3,387+203.2% | $5,432+89.1% | $2,343+338.4% |
| Participant deferral / active EE | $6,889 | $3,086+123.3% | $4,939+39.5% | $3,332+106.8% |
| Admin fee / account holder | $6,105 | $5,698+7.1% | $13,881-56.0% | $4,645+31.4% |