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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $314,802 | $85,171+269.6% | $172,753+82.2% | $72,976+331.4% |
| Participation rate | 100.0% | 70.1%+29.9pp | 82.6%+17.4pp | 69.5%+30.5pp |
| Annual return | 9.51% | 27.32%-17.8pp | 803.00%-793.5pp | 81.02%-71.5pp |
| Employer contribution / active EE | $11,119 | $3,324+234.5% | $5,144+116.2% | $2,440+355.7% |
| Participant deferral / active EE | $6,630 | $3,260+103.4% | $5,198+27.6% | $3,608+83.8% |
| Admin fee / account holder | $46,730 | $5,880+694.7% | $13,956+234.8% | $5,124+812.0% |