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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,543 | $60,349-51.0% | $74,184-60.2% | $62,881-53.0% |
| Participation rate | 62.9% | 72.7%-9.9pp | 76.6%-13.8pp | 69.3%-6.4pp |
| Annual return | 6.44% | 21.38%-14.9pp | 17.74%-11.3pp | 20.14%-13.7pp |
| Employer contribution / active EE | $785 | $1,680-53.3% | $2,370-66.9% | $2,281-65.6% |
| Participant deferral / active EE | $1,569 | $2,856-45.1% | $3,550-55.8% | $3,203-51.0% |
| Admin fee / account holder | $22,074 | $4,261+418.1% | $5,586+295.2% | $4,296+413.9% |