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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,170 | $80,983-24.5% | $96,544-36.6% | $75,177-18.6% |
| Participation rate | 56.6% | 71.8%-15.2pp | 76.0%-19.4pp | 67.2%-10.6pp |
| Annual return | 16.69% | 27.05%-10.4pp | 25.88%-9.2pp | 160.75%-144.1pp |
| Employer contribution / active EE | $1,083 | $2,282-52.6% | $2,966-63.5% | $2,671-59.5% |
| Participant deferral / active EE | $2,575 | $3,929-34.5% | $4,851-46.9% | $4,126-37.6% |
| Admin fee / account holder | $3,219 | $6,717-52.1% | $8,254-61.0% | $5,651-43.0% |