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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,757 | $81,358+65.6% | $155,556-13.4% | $80,959+66.5% |
| Participation rate | 76.5% | 66.3%+10.2pp | 78.2%-1.8pp | 67.7%+8.8pp |
| Annual return | 16.83% | 33.39%-16.6pp | 64.84%-48.0pp | 35.67%-18.8pp |
| Employer contribution / active EE | $0 | $3,106-100.0% | $4,675-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $1,537 | $3,455-55.5% | $5,631-72.7% | $4,300-64.2% |
| Admin fee / account holder | $2,996 | $7,994-62.5% | $15,885-81.1% | $6,925-56.7% |