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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,390 | $149,778-43.7% | $118,946-29.1% | $158,966-46.9% |
| Participation rate | 100.0% | 82.1%+17.9pp | 75.4%+24.6pp | 82.0%+18.0pp |
| Annual return | 8.18% | 19.95%-11.8pp | 35.89%-27.7pp | 302.95%-294.8pp |
| Employer contribution / active EE | $11,522 | $4,117+179.9% | $3,263+253.1% | $4,762+141.9% |
| Participant deferral / active EE | $6,684 | $5,225+27.9% | $4,266+56.7% | $5,983+11.7% |
| Admin fee / account holder | $230,212 | $8,604+2575.5% | $6,581+3398.2% | $11,250+1946.3% |