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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $216,347 | $127,100+70.2% | $105,738+104.6% | $135,379+59.8% |
| Participation rate | 100.0% | 82.7%+17.3pp | 76.3%+23.7pp | 82.6%+17.4pp |
| Annual return | -4.46% | 4.49%-9.0pp | 6.27%-10.7pp | 519.79%-524.2pp |
| Employer contribution / active EE | $13,427 | $4,107+227.0% | $3,268+310.8% | $4,779+181.0% |
| Participant deferral / active EE | $8,198 | $5,064+61.9% | $4,080+100.9% | $5,609+46.2% |
| Admin fee / account holder | $9,816 | $9,087+8.0% | $6,913+42.0% | $10,828-9.3% |