Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,463 | $64,890-23.8% | $134,172-63.1% | $67,986-27.2% |
| Participation rate | 34.3% | 48.5%-14.3pp | 72.5%-38.2pp | 57.2%-22.9pp |
| Annual return | 26.98% | 16.12%+10.9pp | 25.30%+1.7pp | 31.67%-4.7pp |
| Employer contribution / active EE | $62 | $1,360-95.4% | $3,420-98.2% | $2,019-96.9% |
| Participant deferral / active EE | $1,525 | $2,289-33.4% | $4,690-67.5% | $3,358-54.6% |
| Admin fee / account holder | $6,377 | $3,140+103.1% | $12,016-46.9% | $3,203+99.1% |