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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,213 | $51,638+16.6% | $68,368-11.9% | $82,448-27.0% |
| Participation rate | 74.2% | 63.6%+10.6pp | 73.8%+0.4pp | 68.1%+6.1pp |
| Annual return | 10.18% | 37.53%-27.4pp | 292.57%-282.4pp | 41.64%-31.5pp |
| Employer contribution / active EE | $260 | $2,047-87.3% | $2,649-90.2% | $2,551-89.8% |
| Participant deferral / active EE | $2,920 | $2,914+0.2% | $4,123-29.2% | $4,139-29.4% |
| Admin fee / account holder | $12,255 | $4,643+163.9% | $5,150+138.0% | $7,234+69.4% |