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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,978 | $124,425-10.8% | $112,040-0.9% | $137,256-19.1% |
| Participation rate | 43.5% | 79.3%-35.8pp | 76.5%-33.0pp | 80.0%-36.5pp |
| Annual return | 10.58% | 24.72%-14.1pp | 24.52%-13.9pp | 220.34%-209.8pp |
| Employer contribution / active EE | $1,153 | $3,411-66.2% | $2,954-61.0% | $4,156-72.3% |
| Participant deferral / active EE | $4,054 | $5,718-29.1% | $5,098-20.5% | $6,407-36.7% |
| Admin fee / account holder | $36,609 | $15,207+140.7% | $12,098+202.6% | $12,270+198.4% |