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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,037 | $57,312+95.5% | $86,617+29.3% | $75,181+49.0% |
| Participation rate | 46.4% | 63.2%-16.8pp | 71.7%-25.3pp | 67.2%-20.8pp |
| Annual return | 23.04% | 2672.78%-2649.7pp | 591.91%-568.9pp | 160.69%-137.6pp |
| Employer contribution / active EE | $512 | $2,315-77.9% | $3,023-83.1% | $2,671-80.8% |
| Participant deferral / active EE | $3,340 | $3,319+0.6% | $4,437-24.7% | $4,126-19.1% |
| Admin fee / account holder | $1,299 | $4,114-68.4% | $5,613-76.9% | $5,650-77.0% |