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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,431 | $45,152+13.9% | $73,836-30.3% | $59,633-13.8% |
| Participation rate | 55.0% | 64.0%-9.0pp | 73.4%-18.4pp | 68.7%-13.7pp |
| Annual return | -1.22% | 27.40%-28.6pp | 2268.06%-2269.3pp | 2041.45%-2042.7pp |
| Employer contribution / active EE | $434 | $1,901-77.2% | $2,787-84.4% | $2,203-80.3% |
| Participant deferral / active EE | $2,798 | $2,573+8.8% | $3,583-21.9% | $3,192-12.3% |
| Admin fee / account holder | $423 | $3,515-88.0% | $4,882-91.3% | $4,297-90.2% |