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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,690 | $56,197+15.1% | $67,652-4.4% | $59,633+8.5% |
| Participation rate | 84.4% | 71.5%+13.0pp | 75.7%+8.8pp | 68.7%+15.8pp |
| Annual return | -1.04% | 18508.10%-18509.1pp | 6625.40%-6626.4pp | 2041.45%-2042.5pp |
| Employer contribution / active EE | $1,714 | $1,615+6.1% | $2,266-24.4% | $2,203-22.2% |
| Participant deferral / active EE | $6,142 | $2,844+116.0% | $3,560+72.5% | $3,192+92.4% |
| Admin fee / account holder | $2,213 | $3,958-44.1% | $4,821-54.1% | $4,297-48.5% |