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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,081 | $80,985-19.6% | $96,576-32.6% | $75,181-13.4% |
| Participation rate | 77.5% | 71.8%+5.7pp | 76.0%+1.5pp | 67.2%+10.3pp |
| Annual return | 12.11% | 27.05%-14.9pp | 25.87%-13.8pp | 160.69%-148.6pp |
| Employer contribution / active EE | $845 | $2,282-63.0% | $2,965-71.5% | $2,671-68.4% |
| Participant deferral / active EE | $5,055 | $3,929+28.7% | $4,851+4.2% | $4,126+22.5% |
| Admin fee / account holder | $11,372 | $6,719+69.3% | $8,253+37.8% | $5,650+101.3% |