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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,739 | $64,716-18.5% | $112,258-53.0% | $68,495-23.0% |
| Participation rate | 92.3% | 67.2%+25.2pp | 75.1%+17.2pp | 67.9%+24.4pp |
| Annual return | -20.05% | -11.40%-8.7pp | 27.47%-47.5pp | -7.84%-12.2pp |
| Employer contribution / active EE | $5,349 | $2,746+94.8% | $3,636+47.1% | $2,596+106.0% |
| Participant deferral / active EE | $3,183 | $3,565-10.7% | $4,728-32.7% | $4,028-21.0% |
| Admin fee / account holder | $1,614 | $5,232-69.2% | $6,411-74.8% | $5,403-70.1% |