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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,025 | $72,269-32.2% | $101,271-51.6% | $79,852-38.6% |
| Participation rate | 100.0% | 68.5%+31.5pp | 75.8%+24.2pp | 69.6%+30.4pp |
| Annual return | 3.59% | 22.29%-18.7pp | 46.48%-42.9pp | 31.72%-28.1pp |
| Employer contribution / active EE | $4,110 | $2,692+52.7% | $3,660+12.3% | $2,471+66.3% |
| Participant deferral / active EE | $2,100 | $3,282-36.0% | $4,371-52.0% | $3,740-43.9% |
| Admin fee / account holder | $1,138 | $4,401-74.2% | $5,948-80.9% | $5,306-78.6% |