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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $368,836 | $100,811+265.9% | $86,698+325.4% | $134,545+174.1% |
| Participation rate | 100.0% | 79.0%+21.0pp | 76.6%+23.4pp | 81.2%+18.8pp |
| Annual return | -16.43% | 29.11%-45.5pp | 35.96%-52.4pp | 418.37%-434.8pp |
| Employer contribution / active EE | $0 | $3,490-100.0% | $2,837-100.0% | $4,742-100.0% |
| Participant deferral / active EE | $14,680 | $5,339+174.9% | $4,656+215.3% | $6,401+129.3% |
| Admin fee / account holder | $33,030 | $10,926+202.3% | $7,492+340.9% | $11,431+189.0% |