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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $245,690 | $92,219+166.4% | $76,767+220.0% | $135,380+81.5% |
| Participation rate | 100.0% | 79.8%+20.2pp | 77.0%+23.0pp | 82.6%+17.4pp |
| Annual return | -6.31% | 5.46%-11.8pp | 2.43%-8.7pp | 519.81%-526.1pp |
| Employer contribution / active EE | $9,129 | $3,216+183.9% | $2,485+267.3% | $4,779+91.0% |
| Participant deferral / active EE | $12,458 | $4,508+176.3% | $3,852+223.5% | $5,609+122.1% |
| Admin fee / account holder | $5,523 | $10,749-48.6% | $6,675-17.3% | $10,828-49.0% |