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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $303,713 | $103,393+193.7% | $87,103+248.7% | $152,909+98.6% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.9%+23.1pp | 82.5%+17.5pp |
| Annual return | 33.42% | 28.10%+5.3pp | 28.19%+5.2pp | 345.46%-312.0pp |
| Employer contribution / active EE | $3,336 | $3,221+3.6% | $2,521+32.3% | $4,764-30.0% |
| Participant deferral / active EE | $12,585 | $4,778+163.4% | $4,049+210.8% | $5,851+115.1% |
| Admin fee / account holder | $42,261 | $12,195+246.5% | $7,491+464.1% | $11,601+264.3% |