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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $418,171 | $117,829+254.9% | $102,423+308.3% | $145,877+186.7% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 12.39% | 31.83%-19.4pp | 29.42%-17.0pp | 551.28%-538.9pp |
| Employer contribution / active EE | $11,316 | $3,615+213.1% | $3,023+274.3% | $4,663+142.7% |
| Participant deferral / active EE | $15,380 | $5,732+168.3% | $5,054+204.3% | $6,691+129.9% |
| Admin fee / account holder | $8,619 | $13,335-35.4% | $9,455-8.8% | $13,402-35.7% |