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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,674 | $65,027+64.0% | $90,970+17.3% | $79,852+33.6% |
| Participation rate | 91.4% | 61.6%+29.8pp | 69.0%+22.4pp | 69.6%+21.8pp |
| Annual return | 15.17% | 30.45%-15.3pp | 134.58%-119.4pp | 31.72%-16.5pp |
| Employer contribution / active EE | $695 | $1,247-44.3% | $2,122-67.3% | $2,471-71.9% |
| Participant deferral / active EE | $3,431 | $2,512+36.6% | $3,373+1.7% | $3,740-8.3% |
| Admin fee / account holder | $3,047 | $4,535-32.8% | $5,960-48.9% | $5,306-42.6% |