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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,085 | $50,947+33.6% | $74,549-8.7% | $64,173+6.1% |
| Participation rate | 97.3% | 61.1%+36.2pp | 69.1%+28.2pp | 69.6%+27.7pp |
| Annual return | -5.25% | -1.85%-3.4pp | 32.53%-37.8pp | 7.63%-12.9pp |
| Employer contribution / active EE | $1,187 | $1,115+6.4% | $1,961-39.5% | $2,381-50.1% |
| Participant deferral / active EE | $3,896 | $2,302+69.3% | $3,108+25.4% | $3,470+12.3% |
| Admin fee / account holder | $10,264 | $4,221+143.2% | $5,059+102.9% | $4,887+110.0% |