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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,265 | $95,917-8.0% | $79,583+10.9% | $134,545-34.4% |
| Participation rate | 70.0% | 75.0%-5.0pp | 69.5%+0.5pp | 81.2%-11.2pp |
| Annual return | -21.86% | -2.70%-19.2pp | 0.16%-22.0pp | 418.37%-440.2pp |
| Employer contribution / active EE | $709 | $3,129-77.4% | $2,414-70.6% | $4,742-85.1% |
| Participant deferral / active EE | $1,698 | $4,694-63.8% | $3,986-57.4% | $6,401-73.5% |
| Admin fee / account holder | $2,465 | $9,132-73.0% | $6,835-63.9% | $11,431-78.4% |