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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,840 | $106,923-19.7% | $84,023+2.2% | $152,909-43.9% |
| Participation rate | 61.5% | 75.3%-13.7pp | 69.0%-7.5pp | 82.5%-20.9pp |
| Annual return | 23.80% | 105.02%-81.2pp | 71.32%-47.5pp | 345.46%-321.7pp |
| Employer contribution / active EE | $670 | $2,735-75.5% | $1,984-66.2% | $4,764-85.9% |
| Participant deferral / active EE | $1,782 | $4,013-55.6% | $3,239-45.0% | $5,851-69.5% |
| Admin fee / account holder | $834 | $8,289-89.9% | $6,102-86.3% | $11,601-92.8% |