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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,293 | $112,933-26.2% | $90,970-8.4% | $158,982-47.6% |
| Participation rate | 60.0% | 74.7%-14.7pp | 69.0%-9.0pp | 82.0%-22.0pp |
| Annual return | 14.74% | 215.82%-201.1pp | 134.60%-119.9pp | 302.99%-288.2pp |
| Employer contribution / active EE | $489 | $2,893-83.1% | $2,122-76.9% | $4,763-89.7% |
| Participant deferral / active EE | $1,715 | $4,128-58.4% | $3,373-49.1% | $5,983-71.3% |
| Admin fee / account holder | $17,652 | $8,047+119.4% | $5,961+196.1% | $11,252+56.9% |